These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User”, “you”) and Tecbank Technologies Limited (Tecbank), a company duly registered in the Republic of Zambia (“the Company”, “we”, “our”, “us”) including its successors, affiliates, and assignees, governing your access to and use of the Tecbank mobile application, website, and all related products and services (collectively, “the Platform”).

Your use of and access to the Services are subject at all times to these Terms and our Privacy Policy. Please read these Terms and our Privacy Policy carefully. By using or accessing the Services, you represent that you have read and understand these Terms and our Privacy Policy and you agree to be bound by these Terms and our Privacy Policy. If you do not agree to all the terms and conditions of these Terms and our Privacy Policy, do not use or access the Services.